About WtF12

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So far WtF12 has created 36 blog entries.


It’s graduation season – congratulations graduate! You’ve graduated and now it’s time to make a plan to get that student debt paid off. It can seem a little overwhelming, but if you carefully consider your options, prioritize properly and make a plan you can stick to, it will help you [...]

2022-05-12T16:42:10+00:00May 12th, 2022|

Skip A Payment

Could you use some extra cash in your pocket this summer?  Or a little extra money just to get by? Whatever the reason, WesTex Federal Credit Union can help you with our Skip-a-Payment program. Eligible members with qualifying loans are permitted to skip two loan payments per year. One during [...]

2022-05-07T18:15:36+00:00May 7th, 2022|

2-Factor Authentication

Your financial information isn’t secure enough with traditional passwords.  Online hackers have developed a multitude of methods to steal your credentials and gain unauthorized access to your accounts.  Anyone can fall victim to an attack, and despite recommendations on password security, we are notoriously bad at creating and remembering strong [...]

2022-05-06T13:25:18+00:00May 6th, 2022|

10 Tips for Saving Money

Rising costs are all around us; and although we may not be able to control the economy, we can control how we spend our money.   Here are ten money saving tips that could help you save. Track your spending! If you know where your money is actually being spent, it [...]

2022-05-06T13:19:39+00:00May 6th, 2022|

Spending Your Tax Refund Wisely

So, you just filed your taxes and you’re getting a refund! Now it’s time to carefully consider what you should do with the money. It’s always tempting to buy a new TV, spend it on new clothes or entertainment, but there are better ways to use it. Here are a [...]

2022-04-19T13:39:14+00:00April 19th, 2022|

What is a signature loan, and is it right for you?

Simply put, a signature loan is a loan that does not require collateral to back it up.  This type of loan is also referred to as an unsecured loan and it is backed up by the good credit of the borrower.  The lender has nothing more than your word, your [...]

2022-04-06T13:24:12+00:00April 5th, 2022|

Four Reasons You Should Consider Refinancing Your Vehicle

So, you love your car, but not the payment. An auto refinance loan may be right for you. Here are four reasons why you should consider refinancing. 1. You have a high interest rate on your current loan. Over the lifetime of a loan, even a few percentage points in [...]

2022-04-04T17:17:20+00:00April 4th, 2022|

DIY Projects

The warmer weather has us thinking about home improvement projects!  If your home needs to be updated, but you just can’t afford to start a major renovation check out some of these cool upgrades without needing to invest in hiring a pro.  If your looking for some new looks in [...]

2022-03-17T13:29:57+00:00March 17th, 2022|

Choosing the Right Home Improvement Loan with WesTex Federal Credit Union

You may have spent weeks, months or even years planning your remodeling project.  You’ve invested time gathering ideas, having conversations with family members, creating inspiration boards, and building lists.  Today, you are ready to get started!  You’re ready to modernize your kitchen or make bathroom improvements.    You’ve decided to update [...]

2022-03-17T13:19:44+00:00March 1st, 2022|

Profitable Projects

When you’re making improvements to your home, you’re not just making your life better in the short term. You’re also making an investment in your future. Ideally,  the increase in the value of your home will exceed the cost of the improvement. However, it seldom works out like that. The [...]

2022-03-17T13:19:33+00:00March 1st, 2022|
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