About WtF12

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So far WtF12 has created 39 blog entries.

DIY Projects

The warmer weather has us thinking about home improvement projects!  If your home needs to be updated, but you just can’t afford to start a major renovation check out some of these cool upgrades without needing to invest in hiring a pro.  If your looking for some new looks in [...]

2022-03-17T13:29:57+00:00March 17th, 2022|

Choosing the Right Home Improvement Loan with WesTex Federal Credit Union

You may have spent weeks, months or even years planning your remodeling project.  You’ve invested time gathering ideas, having conversations with family members, creating inspiration boards, and building lists.  Today, you are ready to get started!  You’re ready to modernize your kitchen or make bathroom improvements.    You’ve decided to update [...]

2022-03-17T13:19:44+00:00March 1st, 2022|

Profitable Projects

When you’re making improvements to your home, you’re not just making your life better in the short term. You’re also making an investment in your future. Ideally,  the increase in the value of your home will exceed the cost of the improvement. However, it seldom works out like that. The [...]

2022-03-17T13:19:33+00:00March 1st, 2022|

Whisperwood Nursing Home and Alzheimer’s Association West Texas Chapter

WesTex Federal Credit Union was happy to pay it forward in two ways during February - the month of love! We had the opportunity to give to The Alzheimer's Association West Texas Chapter's Love Conquers Alz Campaign. The money raised was used to have valentines delivered to [...]

2022-02-16T14:14:10+00:00February 16th, 2022|

Should I Take 0% Percent Interest?

Q: I’m in the market for a new set of wheels, and I’ve seen some dealers advertising zero-percent financing. Should I take this offer? A: An auto loan without any interest sounds like a dream; however, there are many considerations before deciding to take out a zero-percent financing loan. Let’s [...]

2022-02-02T04:03:29+00:00February 2nd, 2022|

Make A Big Difference In Your Monthly Budget With A Little Leg Work

Bills are a lot like bad weather. They’re going to come anyway, so you might as well not try to fix them, right? For some bills, that’s the case. For others, though, you can make a big difference in your monthly budget with a little legwork.  One of the bills [...]

2022-01-25T21:29:00+00:00January 25th, 2022|

There’s More to Buying A Car Than Just The Price

You just found the perfect set of wheels. You stayed within your budget. The sales agent helped you get the price you wanted - Now that’s makes for a good day! Then you realize, there’s more than just the base price of the car you hadn’t thought about. As you [...]

2022-01-25T21:28:45+00:00January 18th, 2022|

When Your Loan Outlives Your Car

It’s a tough situation. Many working families need to borrow money to finance a car just to get to work. If you can afford a new car, your warranty should see you through the term of your loan on most major repairs. But many used cars don’t come with warranties. [...]

2022-01-11T03:48:25+00:00January 11th, 2022|

4 Tips To Remember When Buying A Car

Homes and cars - often the biggest-ticket items that people purchase.  It’s important to not only be smart about what you buy, but to be smart about how you finance what you buy. Here are four tips and tricks to keep in mind throughout car loan process.   Tip [...]

2022-01-04T04:01:35+00:00January 4th, 2022|

Don’t Give Scammers A Gift: What You Should Know About Gift Card Fraud

Tis the season for gift card…fraud? Yes, fraud. Gift card fraud is a popular & growing way for scammers to steal money from you. Someone might ask you to pay for something using a gift card, like a Google Play or iTunes card, (any gift card quite frankly) and [...]

2021-12-13T15:40:45+00:00December 13th, 2021|
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