A signature loan, is a type of loan that doesn’t require collateral to secure the debt. Collateral is something of value, like a home or auto. The borrowers’ signature is a legal promise to pay the loan back. Signature loans are also referred to as “good faith” or “character” loans. A [...]
It’s graduation season – congratulations graduate! You’ve graduated and now it’s time to make a plan to get that student debt paid off. It can seem a little overwhelming, but if you carefully consider your options, prioritize properly and make a plan you can stick to, it will help you [...]
Could you use some extra cash in your pocket this summer? Or a little extra money just to get by? Whatever the reason, WesTex Federal Credit Union can help you with our Skip-a-Payment program. Eligible members with qualifying loans are permitted to skip two loan payments per year. One during [...]
Your financial information isn’t secure enough with traditional passwords. Online hackers have developed a multitude of methods to steal your credentials and gain unauthorized access to your accounts. Anyone can fall victim to an attack, and despite recommendations on password security, we are notoriously bad at creating and remembering strong [...]
Rising costs are all around us; and although we may not be able to control the economy, we can control how we spend our money. Here are ten money saving tips that could help you save. Track your spending! If you know where your money is actually being spent, it [...]
So, you just filed your taxes and you’re getting a refund! Now it’s time to carefully consider what you should do with the money. It’s always tempting to buy a new TV, spend it on new clothes or entertainment, but there are better ways to use it. Here are a [...]
Simply put, a signature loan is a loan that does not require collateral to back it up. This type of loan is also referred to as an unsecured loan and it is backed up by the good credit of the borrower. The lender has nothing more than your word, your [...]
The warmer weather has us thinking about home improvement projects! If your home needs to be updated, but you just can’t afford to start a major renovation check out some of these cool upgrades without needing to invest in hiring a pro. If your looking for some new looks in [...]
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